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AI-powered credit risk assessment in development finance

By John Akwetey BOAFOGlobally, more than 1.4 billion adults remain unbanked, limiting their access to financial services and constraining economic mobility. Development finance institutions (DFIs) ...
Google's TurboQuant combines PolarQuant with Quantized Johnson-Lindenstrauss correction to shrink memory use, raising ...
In a recent study published in Nature Communications, researchers created a memristor that uses a built-in oxygen gradient to produce slow, stable conductance changes, enabling a reinforcement ...
Abstract: We propose a soft gradient boosting framework for sequential regression that embeds a learnable linear feature transform within the boosting procedure. At each boosting iteration, we train a ...
ABSTRACT: Accurate land use/land cover (LULC) classification remains a persistent challenge in rapidly urbanising regions especially, in the Global South, where cloud cover, seasonal variability, and ...
The new Instagram feature reveals what the algorithm thinks you like and lets you adjust it, reshaping how content gets recommended on Reels. Instagram launched Your Algorithm in the U.S. today, a ...
1 Department of Information Technology and Computer Science, School of Computing and Mathematics, The Cooperative University of Kenya, Nairobi, Kenya. 2 Department of Computing and Informatics, School ...
Abstract: This research aims to formulate an optimal control algorithm for a hydrothermal air-conditioning system, with the objective of minimizing energy consumption while simultaneously ensuring ...