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With the new changes to our farm loan program, collateral requirements for direct loans are reduced from requiring available security equal to 150% of the loan amount down to 125%. This will allow borrowers the ability to access capital from other lenders to accelerate the growth of their farm or ranch. FSA is also removing the requirement that applicants pledge their primary residence as additional collateral for a new loan. Additionally, after establishing a history of on-time payments, FSA wi

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Utilize these Programs To Help You get Funded For Your Farm! 1. USDA Farm Service Agency (FSA) Loans Types of Loans: Direct Farm Operating Loans: Up to $400,000. These can be used for day-to-day operations such as feed, seed, fuel, and other inputs. Direct Farm Ownership Loans: Up to $600,000. These can be used to purchase farmland, construct or repair buildings, and implement soil and water conservation practices. Guaranteed Farm Loans: Up to $1,825,000. These loans are made by commercial lende

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